I bought a brand new 60gb PS3 in April of 2007, and hardly used it over the years. It currently has 3.14 OFW. There are a couple of recently released games, and a few coming up that I'd like to play. I can't see me taking much advantage of CFW besides playing around with some emulators, but the thought of upgrading to the latest OFW makes me feel like I'd be ruining a perfectly good PS3.
If I were to install CFW, could I still play new games of off the disc with full online capability and access to PSN? I don't want to have to do anything complicated or tedious (like constant updates to make new games work, etc.)?